$197 monthly

Business Finance Academy

Finally understand the financial side of your business

Practical financial education for business owners — in plain English. No jargon, no overwhelm. Just clarity.

Education, frameworks & community support for Australian business owners.

You didn't start your business to become an accountant.

Yet somehow you're expected to understand GST, BAS, PAYG, PAYGI, cashflow, company tax, Director's Loans, Xero reports, business structures — and whatever new letter the ATO has decided to send this week.

For many business owners, the business is growing, revenue is increasing, clients are coming in… but financially? Things still feel unclear.

The Business Finance Academy was created to bridge that gap — helping business owners understand how their finances actually work, so they can make better decisions, reduce financial stress and build a business that supports their life.

Making a profit but still have no cash in the account?

Paying tax but not really understanding why?

Leaving accountant meetings wondering what was said?

Withdrawing from the business and hoping it balances out?

If you've ever asked yourself any of these questions…

You're exactly who the Academy was built for.

"How am I making a profit but have no money?"

"What on earth is PAYGI?"

"How much can I actually pay myself?"

"Should I take wages, drawings or dividends?"

"What should I actually be looking at in Xero?"

"Why do I owe tax when there's no cash left?"

"Why does my accountant keep talking about Director's Loans?"

"What is Division 7A and why does it matter?"

"Do I need a company? Do I need a trust?"

"What does this ATO letter even mean?"

You're not alone — and you're not bad with money. Nobody ever taught you this stuff.

Who This Is For

A place to learn — not a substitute for professional advice.

This is for you if…

You run a business, side hustle, consultancy, trade or professional service

You want to actually understand your numbers

You feel like you're making money but never have enough cash

You want to understand what your accountant is saying

You want to stop being surprised by tax bills

You want to know how to pay yourself properly

You want to grow with greater financial clarity

This may not be for you if…

You're looking for personalised tax or legal advice

You want someone to tell you exactly what structure to set up

You're looking for a quick fix or shortcut

You're unwilling to take responsibility for understanding your numbers

The Academy provides education, frameworks and community support — not a substitute for your accountant or legal adviser.

What's Inside

What You'll Learn

Six core topic areas, built around the questions business owners actually ask.

MODULE 01

Understanding Your Numbers

Learn to confidently read and interpret the reports your business generates — and understand what they're actually telling you.

MODULE 02

Cashflow & Paying Yourself

One of the biggest frustrations in business: making money but feeling like you never have any. Let's fix that.

MODULE 03

Tax & Compliance

Tax doesn't have to be scary. Not so you become an expert — so you understand what's happening and why.

MODULE 04

Director's Loans & Company Money

One of the most misunderstood areas for business owners — and one of the most important to get right.

MODULE 05

Business Structures

Sole trader, company, trust, bucket company — what do they all actually mean? Understand the concepts before making decisions.

MODULE 06

Better Business Decisions

The quality of your decisions improves when you understand your numbers. Put it all together and lead your business with confidence.

Outcome

This isn't about becoming an accountant.

It's about becoming a more informed, more confident business owner.

Make decisions with greater confidence

Actually understand your financial reports

Have more productive conversations with your accountant

Reduce financial stress and uncertainty

Understand your tax obligations clearly

Manage cashflow more effectively

Pay yourself with confidence

Build a stronger business foundation

Stop feeling like the financial side of your business is something that happens to you.

Pricing

Start Your Membership

Monthly

$197 AUD/month

Billed monthly, cancel anytime

Full Business Academy access

No lock-in

FAQs

Common questions

Is this financial advice?

No — it's education and ongoing community support. For advice tailored to your situation, that's your accountant or financial advisor.

How is this different from a good accountant?

Your accountant handles compliance. This teaches the strategic layer — so you work better with them, or know when to upgrade.

I'm a sole trader on $80K — too small?

No — the best structural wins happen in the first 3 years, often between $50K–$120K revenue.

I'm doing $500K+ — too big?

You'll still get value, but Wealth Structuring & Strategy Academy ($497/mo) — which includes Business — is likely the better fit.

My partner and I both work in the business?

One membership covers both of you.

Can I get a refund?

Yes — 14 days, full refund, no questions asked.

What's the time commitment?

90 minutes a fortnight minimum; most active members spend 3–5 hours a month. Nothing is mandatory.

How fast is the ROI?

Most members see positive ROI within 60–90 days — sometimes in week two, from a single well-placed question.

Is my membership tax deductible?

For many business owners, contractors and sole traders, education connected to managing and improving an existing business may be tax deductible.

Please check with your accountant or tax adviser regarding your specific circumstances.

Can I cancel?

Anytime on monthly. Annual runs to year-end (outside the 14-day guarantee).

What members say

Working with Rachel at The Wealth Hive.

Before

"I was constantly busy but never felt like I was getting ahead. Revenue was growing but cashflow always felt tight. I didn't understand why."

After

"Rachel helped me understand the difference between profit and cashflow, where the money was actually going and what numbers I needed to be tracking. For the first time I feel like I understand my business financially, not just operationally. I now make decisions based on facts instead of gut feel."

Claire - Service Business Owner

Before

"I had no idea how much I could safely pay myself. I was constantly transferring money from the business account and hoping for the best. Every tax bill felt like a surprise."

After

"I walked away with a roadmap and confidence to move forward without unnecessary pressure on my family."

James - Contractor

Before

"My accountant was doing the compliance, but I didn't understand what any of the reports meant. Every meeting felt like another language."

After

"Rachel helped me understand the numbers behind my business. I can now read my reports, understand what matters and ask better questions. I feel empowered rather than intimidated when discussing finances."

Emma - Small Business Owner

Meet your guide

Rachel Rademaker

For more than 20 years, Rachel has worked with individuals, families and business owners across taxation, cashflow management, wealth building, business structures and financial decision making.

"People weren't struggling financially because they lacked intelligence. They were struggling because nobody had ever properly explained how money works."

Rachel is known for translating complex financial concepts into plain English. The Financial Wellbeing Academy was created to bring that support, education and clarity to more people.

Last Word

$197 monthly

Finally understand the financial side of your business

Practical financial education for business owners — in plain English. No jargon, no overwhelm. Just clarity.

You didn't start your business to become an accountant.

Yet somehow you're expected to understand GST, BAS, PAYG, PAYGI, cashflow, company tax, Director's Loans, Xero reports, business structures — and whatever new letter the ATO has decided to send this week.

For many business owners, the business is growing, revenue is increasing, clients are coming in… but financially? Things still feel unclear.

The Business Finance Academy was created to bridge that gap — helping business owners understand how their finances actually work, so they can make better decisions, reduce financial stress and build a business that supports their life.

Making a profit but still have no cash in the account?

Paying tax but not really understanding why?

Leaving accountant meetings wondering what was said?

Withdrawing from the business and hoping it balances out?

If you've ever asked yourself any of these questions…

Who This Is For

A place to learn — not a substitute for professional advice.

What You'll Learn

MODULE 01

Understanding Your Numbers

MODULE 02

Cashflow & Paying Yourself

MODULE 03

Tax & Compliance

MODULE 04

Director's Loans & Company Money

MODULE 05

Business Structures

MODULE 06

Better Business Decisions

This isn't about becoming an accountant.

Make decisions with greater confidence

Actually understand your financial reports

Have more productive conversations with your accountant

Reduce financial stress and uncertainty

Understand your tax obligations clearly

Manage cashflow more effectively

Pay yourself with confidence

Build a stronger business foundation

Start Your Membership

$197 AUD/month

Common questions

Is this financial advice?

How is this different from a good accountant?

I'm a sole trader on $80K — too small?

I'm doing $500K+ — too big?

My partner and I both work in the business?

Can I get a refund?

What's the time commitment?

How fast is the ROI?

Is my membership tax deductible?

Can I cancel?

What members say

Working with Rachel at The Wealth Hive.

"I was constantly busy but never felt like I was getting ahead. Revenue was growing but cashflow always felt tight. I didn't understand why."

"I had no idea how much I could safely pay myself. I was constantly transferring money from the business account and hoping for the best. Every tax bill felt like a surprise."

"I walked away with a roadmap and confidence to move forward without unnecessary pressure on my family."

"My accountant was doing the compliance, but I didn't understand what any of the reports meant. Every meeting felt like another language."

"Rachel helped me understand the numbers behind my business. I can now read my reports, understand what matters and ask better questions. I feel empowered rather than intimidated when discussing finances."

Rachel Rademaker

For more than 20 years, Rachel has worked with individuals, families and business owners across taxation, cashflow management, wealth building, business structures and financial decision making.

"People weren't struggling financially because they lacked intelligence. They were struggling because nobody had ever properly explained how money works."

Rachel is known for translating complex financial concepts into plain English. The Financial Wellbeing Academy was created to bring that support, education and clarity to more people.

Not for everyone.

Might be for you.