Free academy · no card, no catch

The Financial Wellbeing Academy

Everything FINANCE:

What if this could all make sense?

Build confidence with money — from tax, business finances, and investing to financial independence. All broken down step-by-step by a chartered accountant.

No jargon. No overwhelm. Just real progress.

Hosted on Skool · Free means FREE

Imagine if...

What if money finally made sense?

You could understand and work a budget

You could understand a business structure

You knew what a Trust was and how it worked

You could learn structures

You understood super, tax, investing, money systems, debt, and early retirement

You could ask your questions in live Q&As — and get plain-English answers

None of this is too complicated for you. It was just taught badly — or never taught at all. The free academy is where that changes.

What's Inside

Here's what you get the moment you join

01

Welcome ⎜ What Is Wealth module

The foundational starting point. Before budgets and structures, get clear on what wealth actually means for you — because every good financial decision flows from that.

02

Thinking of Starting a Business module

Contracting, side hustle, or full business — what to know before you start, in plain English, from someone who's prepared thousands of business tax returns.

03

Monthly NEXT MOVE live

A live session every month covering what's actually happening in tax and money news — and what it means for you. Bring your questions.

04

Federal Budget breakdown

When the Budget drops, you get the plain-English version: what changed, who it affects, and what (if anything) you should do about it.

05

Fiercely Financial podcast

Real conversations about money, finance, and the financial system — without the jargon wall.

06

The community feed

A genuine community of Australians at every stage of their money journey. Ask anything. Nobody here thinks your question is silly.

The Honest Bit

Why is it free?

What's the catch?

Here's the straight answer:

The free academy is genuinely useful on its own.

Modules, monthly lives, the Budget breakdown, the podcast, the community. Many members stay free for months — some stay free forever. That's fine.

Some members will eventually want more.

Structured fortnightly sessions, worksheets, deeper Q&A access. That's what the paid academies are for — Personal ($97/mo), Business ($197/mo), and Wealth Structuring ($497/mo).

There's no pressure and no tricks.

No card on file. No trial that converts. No spam. Join free, get value, and step up only if and when it makes sense for you. Most members spend 1–3 months free before deciding.

FAQs

Quick Answers

Is it actually free?

Yes. No card required, no trial, no auto-upgrade. You join the Skool community and you're in.

Is this financial advice?

No. The academy is education + community. Rachel explains how things work — super, tax, structures, investing concepts — but doesn't recommend specific products or strategies for your individual circumstances. For that, always speak to your own accountant or financial advisor.

I know nothing about money. Is this for me?

Especially for you. The academy assumes no financial background. Every module starts with the foundations, there's no jargon, and the community is the opposite of intimidating.

Do I need to be Australian?

The content is Australian (tax, super, regulatory environment). International members are welcome but many specifics won't apply directly to your situation.

What's Skool?

The community platform the academy runs on — one login for the modules, the lives, the recordings, and the community feed. Works in your browser and as an app.

What happens if I want more later?

When (and only if) you're ready for structured fortnightly sessions and deeper support, there are three paid tiers: Personal Finance Academy ($97/mo), Business Finance Academy ($197/mo), and Wealth Structuring & Strategy ($497/mo). The first 50 members of each lock in Founding rates forever.

WHEN YOU'RE READY FOR MORE

The free academy is step one. Here's the whole path.

Personal Finance Academy

$97/month

Structured live sessions on cashflow, debt, mortgage, super, and investing fundamentals.

Business Finance Academy

$197/month

Run your business by the numbers — cashflow, profit, tax, structure. Includes all of Personal Finance Academy.

Wealth Structuring & Strategy

$497/month

Trusts, companies, SMSFs, asset protection, advanced tax planning. Includes both Business & Personal Academy’s.

The hardest part of sorting your money is starting.

This start is free.

Join the academy, watch the Welcome ⎜ What Is Wealth module, come to one NEXT MOVE live.

If the way I teach works for you, you'll know within a fortnight — and it won't have cost you a cent to find out.