$97 monthly
Personal Finance Academy
TAKE CONTROL OF YOUR MONEY. LEARN IT ONCE, PROPERLY.
Real-life financial education, live support and practical guidance — built to help you understand your money, make better decisions and feel more confident in everyday life.
14-day refund guarantee
14-day refund
guarantee
Worksheets, Frameworks & Community Included
Is this you?
This is For
Individuals, couples and families ready to actively improve their financial position — in plain English, with real support.
Not for
Anyone wanting personalised financial product advice — this is education + community, not advice. Still figuring out what "wealth" even means to you? Start at the Free Academy first.
The Gap
YOU'RE NOT BAD WITH MONEY. YOU WERE NEVER TAUGHT IT.
Most of this isn't a personality flaw — it's a curriculum gap nobody filled in. Twelve months inside Personal Finance Academy changes the picture:
What
Super
Debt
Mortgage
Investing
Money talk
Before
No idea if you're on track
Paying off whatever feels urgent
Offset vs redraw? Unsure
"Maybe one day"
Partner handles it
AFter
Know exactly where you stand
A clear priority order
A strategy you understand
A plan, started
An equal seat at the table
What's Inside
FIVE THINGS YOU GET
01
Two live sessions / Monthly
60 minutes — money management, debt, mortgages, super, investing and insurance on rotation.
02
MONTHLY OPEN Q&A
Member-driven. Bring any question, get a real-world answer, live.
03
A DEDICATED COMMUNITY SPACE
Smaller, higher-trust group — accountability threads, wins, and peer support.
04
EVERY SESSION, RECORDED
Uploaded within 24 hours — always there if you miss it live.
05
WORKSHEETS & FRAMEWORKS
Clarity schedule and cashflow planner, debt priority calculator, savings tracker, calculating your net worth, emergency fund & savings rate
06
Every session, recorded
Uploaded within 24 hours, searchable by topic, yours for as long as you're a member.
Pricing
Start Your Membership
Monthly
$97 AUD/month
Billed monthly, cancel anytime
Full Personal Academy access
No lock-in
FAQs
Common questions
Is this financial advice?
No — structured education and access to a chartered accountant. For product recommendations tailored to you, that's a financial advisor's job.
What if I'm not great with money?
That's exactly who this is built for — every session starts from the foundations, with jargon explained as it comes up.
How is this different from a free Youtube channel?
YouTube gives you content. This gives you a fortnightly rhythm, live Q&A, worksheets and accountability — a plan you're actually working through.
Can I get a refund?
Yes — 14 days, full refund, no questions asked.
What's the Time Commitment?
About 90 minutes a fortnight minimum; most members land at 2–3 hours a month
Can my partner and I join together?
Yes — one membership covers both of you.
Do I need to be Australian?
The content is Australian (tax, super, regulation) — international members are welcome but some specifics won't apply.
Can I Cancel?
Anytime on monthly. Annual runs to year-end (outside the 14-day guarantee).
Will I upgrade to Business or Wealth eventually?
Maybe — many do once they start a business or hit higher income, but plenty stay in Personal long-term. No pressure either way.
What members say
Working with Rachel at The Wealth Hive.
Before
"Every financial decision felt bigger than it needed to be. I was never sure if I was making the right choice."
After
"I finally feel like I'm in control rather than reacting all the time."
Sarah
Before
"I kept putting off my career change because I didn't know if I could afford it."
After
"I walked away with a roadmap and confidence to move forward without unnecessary pressure on my family."
Michael
Before
"Every time I looked into investing I became more confused. Endless opinions, nobody to trust."
After
"That confidence has been worth more than any investment return."
Amanda
Meet your guide
Rachel Rademaker
For more than 20 years, Rachel has worked with individuals, families and business owners across taxation, cashflow management, wealth building, business structures and financial decision making.
"People weren't struggling financially because they lacked intelligence. They were struggling because nobody had ever properly explained how money works."
Rachel is known for translating complex financial concepts into plain English. The Financial Wellbeing Academy was created to bring that support, education and clarity to more people.
Last Word
NOT FOR EVERYONE.
MIGHT BE FOR YOU.
© Financial Wellbeing Academy 2026. All Rights Reserved.